The HomeLife team delivered our mortgage early and enabled us to close on a lovely home after a long search in a very difficult market for buyers. Good job.
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Excellent Service : My husband and I got caught in a very awkward situation with our lender when we reached out to Homelife Mortgage. We were being misinformed and couldn't get the funding we need to qualify for a bank statement loan with 10% down option. Jayne and Derrin were being extremely informative and responsive in evaluating our financial situation in order to help us understand if we can get prequalified or not with a mortgage. It only took less than 48 hours for them to come back to us with an accurate evaluation and analysis. We felt we got the facts and knowing our options to make an informed decision. Homelife Mortgage is responsive, knowledgeable, give informative options, flexible and trustworthy. I recommend their service to anyone who is looking for a mortgage. Sincerely, Yan
Jayne, Darrin, and Sara at Homelife Mortgage were fantastic to deal with. I did a bank statement loan with them which allowed me to provide 24 months of bank statements for a 30 year mortgage. The process was simple and efficient, and they were always there to answer questions for me if I had any. All of the documentation was prepared quickly allowing us to be ready to close before the expected closing date.
Very professional company. They exceeded our expectations.I contacted over a dozen companies and home life mortgage was light years ahead in regards to bank statement loans. Our process was very straightforward and the loan was fulfilled on time .Highly recommend home life mortgage
Very easy process and good communication. I would highly recommend them
These guys do Bank Statement Loans and know how to do them!! I want to thank them all personally for your outstanding service!! They are all very organized and fully competent in what they do. They responded in a timely fashion to any questions / concerns / issues that came up and made this happen where others failed. You guys are awesome!!
HomeLife Mortgage made it possible for my wife and I to purchase our new “forever home”. Being small business owners can make it challenging to secure mortgage financing, but the creative business model at HomeLife that uses bank statements made it possible for us.
Jayne and Darrin added a personal touch to a process that would not typically be. We feel very fortunate to have discovered HomeLife Mortgage and highly recommend.
THESE ARE WONDERFUL PEOPLE! My loan was a Bank Statement Mortgage Loan to purchase my residential home. I am self-employed and had a hard time qualifying for a conventional loan. We were two days into escrow, due to close in 28 more days. Not only did they get us approved FAST but also they were ready to close 5 days earlier than scheduled. Sherrie, Darrin, and Jayne are wonderful, polite, professional, and AWESOME! Not to mention they were able to offer me the best interest rate out of 8 other companies I applied to. Keep up the awesome work you guys do, THANK YOU SO MUCH!
Our most recent loan with Homelife Mortgage was top notch. My wife and I decided to start our investment portfolio and of course Homelife Mortgage was our first choice for our loan. We used the No Doc Investment Loan program that they offer and all I can say is WOW. Jayne, Darrin and Sherrie were right on it and had everything ready to close for us in about 2 weeks. Now that was FAST! We will be back soon for another investment property loan.
It was a pleasure working with Darrin and Jayne Seppinni. They made the entire process stress free. Darrin followed up throughout the process and communicated all the details to me promptly. It was almost as if he was on top of my transaction more than I did !! I will be sure to reach out to them for future needs and recommend them to anyone who wants to seamless process!
Honestly they deserve more than 5 stars. I got refinance with cash out with bank statements program, no other documents no w2 no tax return, only 2 years personal bank statements and 3 months business bank statements and they count 100% of the money been transferred to my personal account from the business account as income, no questions asked why where when who about my account, fast approval fast closing within 31 days, they had the ability to close within 24 days but got the delay from another lender who denied me for loan to transfer the property appraisal report to them , case not need to pay second appraisal.
The lender who denied me it took them 3 months and keep asking for more documents and more proof, even they asked me for proof I don’t own the property that I had sold it 20 years ago ( what ) are you serious about this question?…I decided to look somewhere else, so I found homelife mortgage online and have good reviews then I contacted the loan officer Jayne Seppinni and got fast approval quick reply to my emails, also hear them doing the work fast loan processor Sherrie Brown and mr. Darrin Seppinni.
From now on homelife mortgage the one I will deal in my future mortgage loan.
I really felt the difference case I had 7 mortgage loan in my life .
Oh I forgot there fees and rate with 80 LTV was lower than the lender who denied me with 75% LTV by about $1800 and .25% less .
Thank you so much
After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to obtain financing but these guys specialize in self employed customers. They overcame several obstacles I had come in the way with other companies and was able to quickly get us financed with a much better interest rate (with more cash out option too)! Thank you Jayne, Darrin and Sherrie for all your help! What a weight off our shoulders!
All I can say is WOW! Jayne, Darrin and Sherrie were very responsive and always on point in every way. There was never a time that when we needed them they were not there to answer our questions and make things happen. Top Notch Mortgage Company! Highly recommend!! Thank you!
If you are a small business owner looking for a mortgage you can stop looking. The Homelife folks understand the unique needs of sole proprietors and can efficiently and quickly get you sorted and into a new home. I recommend Homelife unconditionally.
Initially, we gave up on refinancing our home because owning a business made it extremely hard for us to get approved. All our attempts at refinancing were abortive until we researched and found HomeLife Mortgage. Jayne and her team were amazing throughout the whole process. They stood by us and did all they possibly could to get our refinance approved. We appreciate them all and look forward to working with them again in the future!
I know that some people are scared when they hear the word mortgage, nevertheless I can't see anything bad in it. Of course you should tight yourself with parrticular obligations for many years, however is it possible to acquire new, big home without it? Of course, there are such people, but the vast majority prefer to use services of mortgage brokers. I am not an exception and think that mortgage is a great financial instrument which teaches you financial literacy. If you have no knowledge, then you can apply to this broker and it will help with everything. Strongly recommend this one.
Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated daily on progress. They are very knowledgable and Darrin is well connected to many large lenders which makes it easy to get the BEST rates and closing costs. Darrin is also a problem solver and creative with various options for financing. He is your go to guy and I highly recommend this company.
I also used them for a cash out refinance of another property which also went very smooth and got funds within 3 weeks.
I will continue working with them on future investments and have referred them to my entire network.
If you are looking for the lowest interest rate, closing costs & a efficient team, Homelife Mortgage is the company.
The whole team at Homelife made the refinance process quick and easy. Communication is great and they responded quickly when we had questions. Thank you for a great job!
We are so pleased to have obtained our Mortgage with Homelife.
The service and communication were excellent and made a trying experience pleasurable.
While traditional loans were difficult Homelife suggested a Statement loan and we are now proud homeowners
I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market I have ever seen in my lifetime. Only experience can get that done under these conditions when every appraiser is working 7 days a week, lenders are scrutinizing paperwork, sellers have the complete upper hand. The only way to get an edge as a buyer is to hirer Darrin Seppinni Home Life Mortgage. This man wrote the book on the getting loans. And I am not talking about a marketing book to hand out to clients. This is the guy who wrote the textbook to teach students the art of what he know. And he has written other books on this subject as well. These are great books by a very smart man who knows what he is doing. If there is one thing, I have learned in 60 + years is when your hire a professional, who you need to go to bat for you, you have to try to get the best. Darrin Seppinni is the best. My wife and I did our due diligence I am telling you that you can perform your own due diligence but you don’t have to. You don’t want to go anywhere else and waste time. You are just going to return right back to Darrin Seppinni. Just talk to the guy for a half hour or less and you will know exactly what I am talking about. It did not take my wife and I long before we realized this man is at the top of his game and we made the right choice. And his price is very competitive. No one can beat his price. What looked to me at the beginning as a fair but high price was the same or less then everyone else was charging. Getting the best for a competitive price is a great decision for us. And then I saw the amount of work it takes to get a deal like this done and they so know what they are doing and they will guide you every step of the way like they did us. After it was over and we are in our home I thought for the amount of work he did it seemed like more than a fair price. It felt like we got a great deal. And when the seller’s agent calls to verify your loan to see if you are good for it, at that point, he is the absolute best. He will tell the truth and sell you to that seller’s agent like he did for us. After the sellers agent called Darrin Seppinni to verify our loan the deal was done. Our sellers needed a 21-day escrow. Done. We are in our home as I write this. Darrin Seppinni played far more of a role in us getting our home then our buyer’s agent because Darrin Seppinni is nothing short of a loan guru and I can tell he wanted to see us get the home we wanted. Yes, I am excited about this man and his wife Jayne and their staff because my wife I found the perfect home after shopping for 4 months and I know we could not have done it without him. We wanted this home and its perfect for us. He knew what we wanted, and he went out and he did everything he could to get it for us. It is beautiful and we love it. This is a real review from a completely satisfied customer. I am available and would look forward to answering any questions you might have.