We found a student loan for my college-bound son that had a much better rate than we had expected. For new college parents with 700+ credit scores, skip the federal loans and lock in a low rate on a private loan. Pro tip: Borrow $50k for less than $175/mo (interest only) and pay off principal balance in 5 years. Structure as student loan with you as co-signer to build your son/daughter's credit whilst in college.
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Process was direct and simple to follow
Was provided info as to what next steps would look like
It was a god-sent of a program that we needed to support for my son and his options for student loans being refinanced.
Credible is the only difference between an application I cosigned for one daughter and my husband the other for new student loans. My daughter's rate is substantially higher, even though my credit score equal or better than husband's. Fair lending practices?
User friendly website and easily adjusted to check different situations and loan amounts. Way better than sofi or any of the other websites I tried using
The process was easy and smooth. Im quite thankful to have received this offer and reducing my interest rate by more than half.
The experience was quick and easy. I got a great rate and have an opportunity to get more money if we need it.
I got very good offers, from institutions I did not even think dealt with non-customers. Once I choose a bank the process was easy.
Overall a very easy process- had one issue with having to upload signed documents multiple times and having representatives tell me different answers but finally figured it out.
very user-friendly and great staff helpful and available. tyvm!!
I would rate this as five stars if it was a little more direct. Credible found me a good rate with a lender quickly and that part was great. It is just a lot of back and forth between the applicant, Credible and the lender until it is finally finalized. Nothing against Credible...they did their part great. I guess I just knocked it down a star for having the middle man all the way up until the loan is disbursed.
Reply from Credible
My loan experience was amazing. They were so easy to work with and now I feel relieved to have lowered my student loan payment by $700/m.
It was easy to navigate and check the information correctly. You also can get some options you didn’t consider or couldn’t find on your own.
Credible is the go to for student loan refinancing. Experienced customer service is my first reason to go to Credible and quick response time is the second reason. Every thing is laid out just waiting on you decision to move forward. They have the answers and are always helpful.
Excellent customer service and communication. Our school loan process was made much easier because of you. Thank you!
It was a easy and smooth way to get my loan 🥰🥰🥰 I recommend it
In under 30 minutes, on a Saturday morning, i applied, was approved, and received a loan document to e-sign. For months, I had been evaluating offers via US mail, email, and even text, with what I thought were high loan interest rates, plus a 6% “origination” fee. Turns out, I was correct. I saved 8% more by going on Credible.com, and there were no added fees. Also, I received the loan check the following Friday! Apparently, CREDIBLE represents valid lenders who want to do business with honest and responsible consumers.
Accidentally got on this website exploring a Sofi loan , not realizing it was Credible and put in some of my info before i caught it , figured since I didn't finish I would be okay. Started getting Emails from Credible to finish , I guess they capture your info before you even submit it. I just ignored them , but felt uneasy that they had gotten my info. They claimed that Sofi had approved me and I'm wondering how and even had terms, since I didn't even really finish my application , I still ignored them although more emails came. Now today I get an email from Prosper / WebBank that they have pulled my credit record, I have never been on their web site, the only conclusion is Credible is "shotgunning" my info out there without my permission. I will probably seek legal advise , this company should not be able to exist, stay away from them, be very careful when you click on a web site you think is the company you are looking for and it's not a third party representing the site.
Reply from Credible
It was a very quick and simple process. My Daughter got the money she needs for college. It was a bit too quick and easy I think. Seems like we skipped steps that I would expect in a loan process. Maybe it’s because I was only a co-signer. Would have also been nice to have received a summary with all the details of the loan in a summary document.